Frequently Asked Questions

What if the person who caused the accident doesn't carry insurance?

Sometimes, the person who causes a vehicle accident does not have adequate insurance to cover your injuries or vehicle damage. Generally, trying to collect money from the uninsured is a fruitless effort. Instead, collision coverage on your vehicle will cover the damage done to your auto or truck while uninsured motorist coverage will cover medical bills and pain and suffering. Once such payments are made on your behalf, the insurance company will attempt to recoup the money from the person who caused the accident.